Tel: +27 12 346 6020 | Email:


731 Jan Shoba Street, Cnr Lynnwood Road, Hillcrest Forum, First Floor, Pretoria , 0083  



The Role of Co-orperatives in Enterprise and SMME Development (PDF) by BERND HARMS
Co-operatives in South Africa:Their Role in Job Creation and Poverty Reduction (PDF) Occational Paper No2/2003
Cooperatives and Entrepreneurs: a Partnership for Job Creation and Economic Development (PDF) by LOUW VD WALT
Access and use of rural financial services in South Africa (PDF Agricultural Economics Consulting (Pty) Ltd
Auditing of German Cooperative Banks (PDF) by BONN, November 2009
Burial societies in South Africa ECI Africa Consulting (Pty) Ltd
Case Studies on Stokvels (PDF) DGRV SA Working Paper
Co-op Banks Act 2005 (PDF) Government Gazette
Co-op Banks Act 2008 (PDF Government Gazette
Co-op Banks Act 2009 (PDF) Government Gazette
Economic and other benefits of shared services cooperatives as a specific form of enterprise cluster (PDF) By Nicole Göler von Ravensburg
The Stokvel Sector in South Africa Wits Business School
Worker's Cooperatives in South Africa DGRV-SA - Working Paper No. 6

Projects slider

  • IMG-20170322-WA0008.jpg
  • IMG-20170322-WA0009.jpg
  • IMG-20170322-WA0014.jpg
  • IMG-20170322-WA0015.jpg
  • IMG-20170322-WA0016.jpg
  • Lesotho 2017.jpg
  • LESOTHO Auditors.jpg
  • LESOTHO Auditors Workshop.jpg
  • Lesotho Coop Auditors.jpg
  • Lesotho Coop Auditors 2017.jpg
  • SACCO Accounting 2017.jpg
  • Sacco Accounting Training for Treasurer 2017.jpg
  • Sacco Governance Lesotho.jpg
  • SACCO Governance Workshop in Swaziland.jpg
  • SAM_0306.JPG
  • Supervisory Commitee Presentation Swaziland.jpg
  • Supervisory Committee Group presentation.jpg
  • Supervisory Committee Swaziand.jpg
  • Swaziland Governance.jpg
  • Swaziland SACCO Governance Workshop.jpg
  • Swaziland SACCO Governance Workshop Graduations.jpg
  • Swaziland Supervisory Committee.jpg
  • Swaziland Supervisory Committee Trainig 2017 Feb.jpg


web logo-1

Multi-Level Approach

  • Macro –

legal and regulatory frameworks

    1. DSBD (Co-operative Unit) CIPC
    2. Other Stakeholders ( Departmens, CBDA, SEDA etc,)
  • Meso –

to benefit from a subsidiary constructed network

    1. NACSA
    2. NACFISA
    3. Apex Co-operative Associations, (SASCCO, SWAFCU - eSwatini, LESACCOSL - Lesotho,  NASCU - Zambia, NASCUS - Zimbabwe, etc.
  • Micro –

economic orientation; adequate organization, well trained management

    1. CFI – Co-operative Financial Institutions
    2. Bakery Co-operatives, -Groups
    3. Other Cooperatives (Agricultural-, Service-,Waste pickers -, Taxi-Cooperatives)


step 1Find out more about DGRV, our mission, history, afilliates and success stories....


Training Courses

training coursesOur in-house training courses are tailored to accommodate specific requirements such as corporate and bakery training...


Success Stories

step 3As a result of developing these diverse community projects we have gained essential experience in the various aspects of...